Large-Loss & Complex Claims Recovery
Access advanced subrogation for high-value and complex claims.
Give High-Exposure Claims the Attention They Require
Large-loss, complex, and multi-party claims require more than standard processing. They often involve disputed liability, technical investigation, and contractual interpretation — and they frequently progress toward litigation.
Cadex coordinates investigators, forensic experts, and legal resources to support these cases thoughtfully and selectively, with a focus on building strong recovery positions and maximizing outcomes when the stakes are highest.
Following are some of the advanced cases Cadex experts can handle.
Large loss building fires (residential & commercial)
Specialty & heavy equipment losses
Luxury vehicles (yachts & aircraft)
Complex workers’ compensation subrogation
Multi-party claims (e.g., 10–30+ parties)
Contractual risk transfer & indemnity claims
Product liability & defective equipment
Cross-jurisdictional claims
Environmental & hazardous material cases
Reduce Your Risk with a Proven Partner
Large-loss and complex claims are not a departure from how we work; they’re an extension of our trusted partnerships. Cadex is a smarter, more cost-effective alternative to in-house counsel or law firms.
Focused on Cost-Effective Pursuits
We involve counsel only when necessary. Why pay attorney rates, when a subro specialist is sufficient?
Featuring Specialized Results-Driven Experts
We maximize recovery, not billable hours. We handle cases efficiently to return the largest possible amount to you.
Tapping High-Performing Legal Partners Nationwide
We send cases to those most likely to succeed. Underperforming firms are removed from our roster.
Low Risk and Aligned with Your Interests
Already trusted for everyday claims, we understand your needs and bring the same diligence to your biggest files.
How Organizations are Turning Big Outlays into Big Reimbursements
Recovering Against the Odds
Cadex traced a $780K total-loss home fire to contractor liability, navigated a Made Whole Doctrine dispute, and secured $200K despite inflated homeowner valuations and adverse case law.
Securing a Settlement from a Fire
Cadex investigated an $890K property fire, identified potential third-party liability, and negotiated a $550K settlement, despite inconclusive origin and plaintiff burden-of-proof challenges.
Recouping Workers’ Comp Costs
Cadex resolved 13 complex carbon monoxide exposure claims, establishing third-party truck liability despite disputed cause. We recovered 100% of the medical bills (over $50k) already paid by the client.
Confidently Escalate the Cases Beyond Your Threshold
Many of our projects in this category involve multiple competing claimants, personal contribution, and recoveries over $100k.
Complex claims demand scrutiny. Clients rely on us when capacity or expertise is limited, and we dedicate the attention they can’t muster as part of day-to-day operations..
Frequently Asked Questions
Yes. We pursue subrogation, reimbursement, or loss transfer of medical payments (MedPay) and Personal Injury Protection (PIP) benefits when permitted by applicable state law.
Yes. Cadex works with a large, established network of attorneys that enables us to handle recoveries in all 50 states. These matters most often proceed through litigation (rather than arbitration), and our team has substantial experience navigating state-specific requirements.
Sometimes. While our work is primarily U.S.-focused, we are open to considering matters with international elements involving Mexico, Canada, Ireland, and the United Kingdom.
No. As a benefit to our clients, large-loss and complex subrogation claims are handled under the same contingency fee structure as our standard matters. There is no higher or separate rate for these cases even though they require more skill and time. Our fees are usually much lower than engaging a law firm to manage the entirety of the effort.
When a Crash Hits Your Cash Flow
We Get Difficult Done™
