Cadex Insurance Recovery

Your bottom line’s best defense.

Recover the Full Value of Every Claim

Subrogation is often overlooked, underutilized, and mishandled by even the largest of organizations. When subro efforts break down, recoverable dollars go unclaimed. Heavy caseloads, cause-and-origin investigations, specialty claims, and backlogs all strain resources, resulting in delays, burnout, missed opportunities, and higher costs.

For 30 years, Cadex Insurance Recovery has provided outsourced subrogation support, deftly handling volumes and hard-to-recover losses. Our experts apply advanced, state-specific recovery strategies to maximize results, working alongside your staff and TPAs. From routine demands to multi-party, high-exposure cases — we get difficult done.

Choose a More Flexible Model

Cadex offers multiple engagement approaches to address your operational needs.

Fully Outsourced Subrogation
Fully Outsourced Subrogation
Program Augmentation
Program Augmentation
Temporary In-House Support
Temporary In-House Support
Ad Hoc Consulting & Training
Ad Hoc Consulting & Training

Partner for Benefits Beyond Recovery

We work with a range of clients, overcoming internal and external obstacles, optimizing programs, improving relationships, and uncovering new routes to recovery.

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Carriers & Self-Insureds
Carriers & Self-Insureds

We work with carriers and employers who self-insure to reduce caseloads, handle complex cases, address skill gaps, meet targets, and more. Some of our relationships span well over a decade.

Fleets
Fleets

We work with transport-focused organizations across verticals, including retail, logistics, automotive, utilities, construction, and education, to increase capacity, contain costs, and avoid litigation.

Third-Party Administrators
Third-Party Administrators

We partner with and alongside TPAs in referral, behind-the-scenes, panel, and carve-out arrangements. We handle overflow, extend jurisdictional and niche expertise and take on the most challenging cases.

Law Firms
Law Firms

We partner with law firms as resourceful, collaborative, subro experts, cost-effectively managing processes, validating documentation, and enhancing recovery efforts from investigation to trial.

Improve Your Processes and Cash Flow

Subrogation isn’t part of what we do, it’s all we do. Our aim is to make your balance sheet healthier so that with your improved cash flow, you can reinvest in your programs.

+$62.8M Recovered

In total for our customers in 2025.

+$3B Recovered

Since company inception.

+50% Lower Hourly Rates

Than a typical law firm.

+25% More Recovery

Than an average in-house team.

+20% of Cases

Reviewed are still eligible for subro, on average.

64–90% Arbitration Win Rate

Based on loss type and compared to industry standard (55–65%).

Reclaim More Without Risk

Our contingency-based model means you pay for services only when we recover. Through a quick consultation or a no-cost audit of your claim files, we can alert you to missed opportunities even on claims already paid or nearing the statute of limitations.

When Every Claim Counts

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